Have you ever consider about where you spend your funds? There’re lots of people who grumble about the shortage of money, or that they demand to earn more. And try to ask these persons how much money they require and you will see that it is difficult for them to answer. They don’t think about how much they have to pay for their bills and some other everyday expenditures. They can’t tell you where their money goes. If you are a kind of these persons you should start calculating your funds.
Most of us make something only out of habit do not striving even to find some variants or analyse the abilities. And you certainly had the situation when the money is over, your salary will be only after a week period and you don’t have any source of lucrative fixed rates.
So, the first point is to have notebook for writing down and counting all your expenditures during the month. Make these notes during several months dividing everything by months. With the help of this approach you would see where you expend the majority of your funds. But, take into consideration that there’re some events when you purchase presents and other stuff and these occasions don’t happen every month, for example someone’s birthday. Do not forget to take into account such expenditures and save checks for the first few times. This method will assist you see all your expenses during a month, quarter or year.